Life Insurance

This type of cover can be used to protect your family members, your mortgage, your children’s school fees, their inheritance or for business protection and key person cover. Life cover and financial advice for residents in London is a simple process, but expatriates require specialised financial advice in order to protect their families, incomes and lifestyles. As an expatriate, you’re responsible to know exactly what lump sums and expat savings you and your family possess in the event of sudden death or critical illness. Specialised expatriate financial advice is vital in ensuring the right type and levels of protection.
For more information on AES International’s Life Insurance services or to enquire about expat financial advice, feel free to contact us today.

Critical Illness Insurance

Critical Illness Cover (CIC) pays a lump sum to help ease the ramifications of a major illness or accident. Income Protection (IPI), also known as permanent health insurance (PHI), is designed to complement it by providing income to supplement a critical illness payment or by providing regular income for conditions that may not qualify for a claim. There are many circumstances under which CIC may be essential: you may need to retire prematurely or move locations, and the income you’ve put away will provide cover for your living costs, mortgage and medication. In this instance, your accrued expat savings and decisions are crucial to your livelihood; simply fill in your details online and AES will contact you to discuss your individual protection requirements.

Health Insurance

Nothing can be considered more valuable than your health. Yet many people don’t have an appropriate international medical insurance policy - often owing to fear of inflexibility, crippling costs or fine print contracts. With AES International’s offshore financial advisers, you can rest assured that your best interests are our primary concern.

Wills

Unless you don’t mind about the distribution of your assets after your death, you should make a will. If you do not, you will die intestate, and your assets will be disposed of in a way that is unlikely to coincide with your wishes. The importance, therefore, of making a properly valid and witnessed will cannot be over emphasised.

Estate Planning

Many people believe that planning to mitigate Inheritance tax (IHT) is complicated, confusing and intrusive. In fact, depending on the circumstances of the individual, it can be as complicated or as simple as you require.
There are a number of methods for IHT mitigation and our experience is that the clear, simple and logical one is rarely taken. We recognise this and offer our clients an individually tailored approach to solutions and ideas that take advantage of our trust and tax specialists’ experience.
AES International offers financial advice both to UK residents and international clients, across the world from countries such as Holland, Hungary and Switzerland to Dubai, Egypt, Qatar and Moscow. Feel free to turn to us for expert financial guidance, whether you’re from Brazil, Nigeria or Timbucktoo; receiving further information about our financial advice is as easy – just leave your details, or contact us about your financial planning requirements.

Related:   UK Resident Private client Wealth Management

  Return to Services